Get coverage built to protect your Term insurance with return of premium.
Policy Adda Term insurance with return of premium is more than quality coverage for your life. With access to innovative tools, money-saving discounts and a local agent, it’s easy to make sure you’re covering all your bases.
About Term insurance with return of premium
Return of premium (ROP) is a type of life insurance policy that returns the premiums paid for coverage if the insured party survives the policy’s term, or includes a portion of the premiums paid to the beneficiary upon the death of the insured.[1] For example, a 1,000,000 policy bought for 10,000 a year over a 30-year period would result in 300,000 being refunded to the surviving policyholder at the end of the 30 years.
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What risks does your policy cover?
It depends where you live, but standard Term insurance with return of premium
policies will typically help pay to repair damage caused by
certain risks, or perils, including:
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